body  { background-color: white; margin: 0px; padding: 0px }
p    { color: black; font-size: 12px; font-family: Arial, Helvetica, Geneva, Swiss, SunSans-Regular }
td    { color: black; font-size: 12px; font-family: Arial, Helvetica, Geneva, Swiss, SunSans-Regular }
.subhead  { color: #a1000e; font-size: 16px; font-weight: bold }
.subhead2  { color: #000000; font-size: 16px; font-family: arial, Georgia, Times }
.press  { color: black; font-size: 14px; }
.bold  { color: black; font-size: 14px; font-weight: bold }
.head  { color: #012f8d; font-size: 20px; font-family: "Times New Roman", Georgia, Times; font-style: italic; font-weight: bold }
.head2  { color: #012f8d; font-size: 40px; font-family: "Times New Roman", Georgia, Times; font-style: italic; font-weight: bold }
.head3  { color: #000000; font-size: 20px; font-family: "Times New Roman", Georgia, Times; font-style: italic; }
.footer { font-size: 10px; font-family: Georgia}
.blurb { font-style: italic; font-size: 14px; font-family: "Times New Roman", Georgia, Times }
a:link   { color: #00148c; text-decoration: none }
a:visited   { color: #00148c; text-decoration: none }
a:hover   { color: #a1000e; text-decoration: none }
a:active   { color: #a1000e; text-decoration: none }
li.gap {margin-bottom:18px;}
td.lh {line-height:18px;}